Short Term
Home / Health / Short TermTop Selling Plans:
STM – STM Plus Elite ($5000 Deductible and $7500 Deductible) and STM Value ($12,500 Deductible and $5000 deductible)
TriTerm – TriTerm Copay Select Max ($5000 and $10000 Deductible)
HealthProtectorGuard – Choice Value and Select Value
National Network:
UnitedHealthcare Choice
Find providers in network
www.uhone.com/resources/find-a-doctor
Agent Services –
(800) 474-4467
Member Services –
(888) 781-0585
MEMBER PORTAL LINK – Click Here
Optum ID Support
(855) 819-5909
Optumsupport@optum.com
Short Term
- Ages 19-64
- No child only plans
- No application fee
- Next day effective date possible
- Online applications ONLY
- Not ACA Compliant plans
- Pre-X applies to STM plans
- 7 day wait on eligible illness
- What is FACT – Click Here
- Payment Q & A – Click Here
TriTerm
- 3 year coverage with 1 application
- Ages 19-63
- Application fee is $40 – one time
- Effective date is 5 days after submission date
- Online submission only
- Rate ups for tobacco use, build, and medical conditions
- Pre-x for the first year, then covered years 2-3