What Is An Insurance FMO? Do You Need One?

What Is An Insurance FMO? Do You Need One?

What Is An Insurance FMO?Independent life and health distribution are set up in a system that is confusing to the point of being ridiculous. Each insurance carrier is free to get creative when setting up their own distribution chain. Constant one-upmanship results in...

Cancer on a MAPD can cost more than $10K

Cancer is one of the treatments likely to cause your Medicare Advantage client to hit her Out Of Pocket  (OOP) maximum for the year. Many will look at a $5,000 or $6,700 risk and think they have the savings to cover it. Other clients reason that they will save over...
How To Become A FMO

How To Become A FMO

There is no college track to become an insurance distributor. Sure, a business degree can help a bit, but it isn’t necessary.You have sales experience and experience recruiting agents, some capital and ambitious goals. Now what?I’ve had many people email...