What Is An Insurance FMO? Do You Need One?

What Is An Insurance FMO? Do You Need One?

What Is An Insurance FMO?Independent life and health distribution are set up in a system that is confusing to the point of being ridiculous. Each insurance carrier is free to get creative when setting up their own distribution chain. Constant one-upmanship results in...

Cancer on a MAPD can cost more than $10K

Cancer is one of the treatments likely to cause your Medicare Advantage client to hit her Out Of Pocket  (OOP) maximum for the year. Many will look at a $5,000 or $6,700 risk and think they have the savings to cover it. Other clients reason that they will save over...
How To Talk to Clients About Your Commission

How To Talk to Clients About Your Commission

I don’t know why it is so hard to talk about commissions with our clients, but I know that almost NO ONE brings up the subject and that should change. A common mistake that almost all agents make is not explaining that the client will not pay more to purchase an...
Creepy Titles and Title-Creep How the C-Suite Lost Its Luster

Creepy Titles and Title-Creep How the C-Suite Lost Its Luster

The C-Suite is slang for a collection of terms designed to denote a corporation’s most important, senior executives. But lately it has suffered from so much Title-Creep that no one blinks at the massive C-level titles rolling off the assembly line.If you are in a...