Group InsuranceHome / Health / Group Insurance
- Custom Plan Design Available – Unique Underwriting
- 20-50% below Fully Insured Plans
- 3-5 day Turn Around for Approval
- Dedicated Sales and Post Sale Service
- Robust Online Portal
How do you know a group is “healthy”? Generally, you don’t!
Get a quote from us first! Groups normally need to see the rates to fill out apps.
- Don’t do too much field underwriting yourself, ask your rep!
- Low Risk Conditions: No or Minimal Rating
- HBP, Cholesterol, GERD, Acne, Depression, Allergies, Generous Build Chart, Smoking (no rating)
- Medium Risk Conditions: It Depends!
- Pregnancy, Diabetes, Previous Cancers (could be low/no risk too), Some Heart Conditions
- High Risk Conditions: High Rating or Declines
- Hep C, Ongoing Cancers, Transplants, AIDS, MS
- Injectable Meds
- Humira, Enbrel, Copaxone