What do you do when your client wants a plan that’s not in their best interest?The worst thing you can say about an insurance agent is “She is very high-pressure.” We recoil from any association with the parody of agents we see on TV. Especially in Medicare...
Why does it take so long to get Medicare when you qualify for disability? For most people, it will take about 2 years to file, be declined a few times, appeal, appeal and finally get approved for Social Security Disability Benefits (SSDI). After that long slog to...
Don’t Buy Pretty Medicare Plans People see TV and print ads touting “FREE Groceries” or “UP TO $100 Back” in your Social Security check each month. These types of benefits are considered “extra benefits” apart from the core benefits of a Medicare Advantage health...
Did You Delay Your Social Security To Help Your Spouse? Get the facts before you delay any further.Your full retirement age is based on your year of birth, and is between age 66 and 67. It is not age 65 contrary to popular belief. You are eligible to get 100% of your...
The approval rate for people applying for Social Security Disability for the first time is BAD. In some states, close to 90 percent of people will be denied. If you do persevere and get accepted, there’s another kicker: in most cases Medicare coverage won’t begin for...
Why are Medicare Advantage Plans Paying for Utilities?Private Medicare Advantage plans offer a lot of extra benefits that are filling up all the ad time on your TV during the last three months of the year. When I explain to people that the benefits being touted are...
Medicare Part B Givebacks Look Like A Scam – They’re NotThe notorious Joe Namath ads have spread the word that some Medicare Advantage plans do have a Part B Giveback option. People thought that it was too good to be true, but Medicare Part B givebacks are...
While Medicare Supplement Plans C, D, F, and G tend to be the most widely known plans, don’t forget to consider the lesser known plans. Don’t overlook Med Supp plans K, L, M, and N, they could be just what your client needs.Plan KFor clients in states that don’t...
Too many widows are unaware that they qualify to draw Social Security survivor benefits off of their deceased ex spouse.It’s commonly thought that if the ex spouse remarried, only that new spouse could qualify for benefits. In reality, if you were married 10 years and...
I’m a regular columnist for a local paper in a town of 50k people. If you also live in a small town, they are all eager to have free content, and yes, it’s great advertising for your services. Since you don’t want to author personal articles (or you would already be...
