Short Term
Home / Health / Short TermJackie Byrd
(800) 388-8342 x306
Fax: (866)503-0864
Rebecca Gordon
(800) 388-8342 x304
Health Insurance Guru
Top Selling Plans:
STM – STM Plus Elite ($5000 Deductible and $7500 Deductible) and STM Value ($12,500 Deductible and $5000 deductible)
TriTerm – TriTerm Copay Select Max ($5000 and $10000 Deductible)
HealthProtectorGuard – Choice Value and Select Value
National Network:
UnitedHealthcare Choice
Find providers in network
www.uhone.com/resources/find-a-doctor
Agent Services –
(800) 474-4467
Member Services –
(888) 781-0585
MEMBER PORTAL LINK – Click Here
Optum ID Support
(855) 819-5909
Optumsupport@optum.com
Short Term
- Ages 19-64
- No child only plans
- No application fee
- Next day effective date possible
- Online applications ONLY
- Not ACA Compliant plans
- Pre-X applies to STM plans
- 7 day wait on eligible illness
- What is FACT – Click Here
- Payment Q & A – Click Here
TriTerm
- 3 year coverage with 1 application
- Ages 19-63
- Application fee is $40 – one time
- Effective date is 5 days after submission date
- Online submission only
- Rate ups for tobacco use, build, and medical conditions
- Pre-x for the first year, then covered years 2-3
Click Here for Specific State Durations
NatGen Coverage Builder Video
to Quote and Enroll
Agent Portal
Registration Link
Preferred Questions
To quote 3 year plan:
Choose Term Length ( 12 Months Renewable Available)
Choose Renewal Options ( 2 Renewals for 3 year plan) Fixed premium for the same rate all 3 years.
Our plan pick:
Enhanced PPO $5000 deductible 100% coinsurance
Network:
AETNA/Cigna Full PPO Network:
Open Choice PPO Network
Find providers in network:
Click Here
Agent Services-
(888) 376-3300
Member Services-
(888) 781-0585
Click Here for Important Cancellation Information
Nat Gen Short-Term Highlights:
- Ages 60 days -64 ( 26 on parent plan)
- Child only plans – 60 days -17
- Family deductible max is x3
- Next day Effective Dates available
- Online submission Only from Agent portal
- 12 month Guaranteed Issued plans available – ( state specific)
- All plans subject to Pre-X the first 12 months – Sickness has a 7 day wait
- Life Association $15 mo. – (required in most states)
- Application fee $35 ( one time)
- Two and Three Year Plans Available – Pre-x covered after first 12 mo.
Build Guidelines:
Male – 300+ lbs is a decline
Female – 250+ lbs is a decline
Extend Your Coverage – Click Here
Sales Support – 888-767-7133
Client Support – 800-825-7531