Short Term

Home / Health / Short Term

Top Selling Plans:
STM – STM Plus Elite ($5000 Deductible and $7500 Deductible) and STM Value ($12,500 Deductible and $5000 deductible)

TriTerm – TriTerm Copay Select Max ($5000 and $10000 Deductible)

HealthProtectorGuard – Choice Value and Select Value

National Network:
UnitedHealthcare Choice

Find providers in network
www.uhone.com/resources/find-a-doctor

Agent Services –
(800) 474-4467

Member Services –
(888) 781-0585

MEMBER PORTAL LINK – Click Here

Optum ID Support
(855) 819-5909
Optumsupport@optum.com

Short Term

TriTerm

  • 3 year coverage with 1 application
  • Ages 19-63
  • Application fee is $40 – one time
  • Effective date is 5 days after submission date
  • Online submission only
  • Rate ups for tobacco use, build, and medical conditions
  • Pre-x for the first year, then covered years 2-3

Click Here for Specific State Durations


NatGen Coverage Builder Video
to Quote and Enroll

Agent Portal
Registration Link

Preferred Questions

To quote 3 year plan:

Choose Term Length ( 12 Months Renewable Available)

Choose Renewal Options  ( 2 Renewals for 3 year plan)  Fixed premium for the same rate all 3 years.

Our plan pick:

Enhanced PPO $5000 deductible 100%  coinsurance

Network:

AETNA/Cigna Full PPO Network:
Open Choice PPO Network

Find providers in network:
Click Here

Agent Services-
(888) 376-3300
Member Services-
(888) 781-0585

Click Here for Important Cancellation Information

Nat Gen Short-Term Highlights:

  • Ages 60 days -64 ( 26 on parent plan)
  • Child only plans – 60 days -17
  • Family deductible max is x3
  • Next day Effective Dates available
  • Online submission Only from Agent portal
  • 12 month Guaranteed Issued plans available – ( state specific)
  • All plans subject to Pre-X the first 12 months – Sickness has a 7 day wait
  • Life Association $15 mo. – (required in most states)
  • Application fee $35 ( one time)
  • Two and Three Year Plans Available – Pre-x covered after first 12 mo.

Build Guidelines:
Male – 300+ lbs is a decline
Female – 250+ lbs is a decline

Extend Your Coverage – Click Here