If you are living with Diabetes then you know how important adequate health insurance coverage is. Those drugs aren’t cheap! Beginning in 2021, a handful of companies will start offering $35 copays on a 30-day supply of insulin. This can help a ton, but it’s in the very beginning stages of rolling out. There’s going to be some confusion. You need to know how Medicare Supplement rates certain types of Diabetes Medicare. Here are two things to remember when choosing plans while living with diabetes:

Med Advantage VS Med Sup

We are seeing a lot of clients with type 2 diabetes being incorrectly classified. If you’re taking insulin, you are not going to be guaranteed issue. Sorry, we don’t make the rules. Aside from Med Advantage, few other Med Sups would take you. But, if you’re taking a booster, you can still be on a Med Sup. It’s not insulin. Don’t let your medication be incorrectly classified. It could cost you a lot of money.

Insulin Boosters are in a League of Their Own

Insulin boosters are not classified the same way. Boosters, like Trulicity, Jardiance, and A1C, are not going to be covered under the $35 insulin filter. This is because they aren’t classified as insulin, they’re just boosters. That’s what we’re here for. We’ll always explain the fine print to you.

We hope this has provided insight on how Medicare Supplement rates certain types of Diabetes Medicare. If you have more questions, reach out! We’d love to hear from you.

For more information check out our YouTube Video.

 

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Sylvia Gordon and her sister, Rebecca, run Gordon Marketing, one of the nation’s largest Medicare FMO/NMA offices. They have a team of over 100 that train and support independent insurance agents in all 50 states. You can find Sylvia’s weekly posts on LinkedIn and the sisters Youtube channel posts 2 training videos each week. Contact Sylvia at sgordon@gordonmarketing.com or 800-388-8342.

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